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Get your project estimate
Talk with Too Cool Air about your comfort needs and the recommended work.
HVAC Financing Through Wisetack
We Offer Financing
0% APR available up to 12 months* for eligible customers
We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.
- Finance projects up to $65,000*
- Terms from 3 to 120 months*
- APRs from 0 to 35.9%*
- No hidden fees or compounding interest
Prequalify today with no impact to your credit and contact us to learn about financing your next project!
You’ll continue to Wisetack’s secure site to check your options.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
How It Works
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Check your financing options
Use our secure Wisetack link to explore the options available to you.
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Choose your next step
Review the terms presented by Wisetack, then coordinate your project with Too Cool Air.
Checking your options with Wisetack is not a confirmed appointment, final loan approval or authorization to begin work. Your project is scheduled only after you review Wisetack’s terms and coordinate the work with Too Cool Air.
Explore Estimated Monthly Payments
Use Wisetack’s official payment calculator below to explore estimated monthly payments for different project amounts before you check your options.
The interest rates, payment amounts, term, and total finance charge are estimates only. If you are approved, the actual interest rate, payment amount, term, and total finance charge will be provided to you before you sign the financing agreement.
Projects to Discuss With Us
Air Conditioning Repair & Replacement
Cooling repairs and full system replacements may be eligible projects, subject to confirmation.
AC repair and replacement servicesHeating Repair & Replacement
Furnace and heating repairs and replacements may be eligible projects, subject to confirmation.
Heating repair servicesHeat Pump Installation
Heat pump installation projects may be eligible, subject to confirmation.
Heat pump systemsDuctwork & Airflow Improvements
Ductwork and airflow improvement projects may be eligible, subject to confirmation.
Ductwork and airflow servicesThese are potential eligible projects, subject to confirmation. Not every service or project qualifies — eligibility and available terms are confirmed with Wisetack for your specific project.
Why Too Cool Air
Diagnostic-first recommendations
We measure before we recommend, so the work you consider financing is the work the system actually needs.
Clear explanation of the proposed work
Every proposal is itemized and explained before work begins, so you know what the project includes.
Financing options to review before deciding
You can review Wisetack’s terms on your own before committing to any project or payment option.
- Texas licensed & insured — TACLB50985E
- Diagnostic-first process
- Owner-operated, Grapevine based
- 28+ years HVAC experience
- Written workmanship warranty
Financing Questions
Do you offer 12-month interest-free financing?
0% APR is available up to 12 months* for eligible customers. All financing is subject to credit approval. Your terms may vary.
Does everyone qualify for 0% APR?
No. Wisetack presents options based on eligibility. Review your individual offer carefully.
Will checking my financing options affect my credit score?
No. When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, so your credit score is not affected. However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.
How do I check my options?
Use the Check Financing Options button to continue to Wisetack.
Does prequalifying schedule my service?
No. Contact Too Cool Air or use our booking link to arrange service.
Can I finance a repair as well as a replacement?
Contact us to confirm whether your project and amount are eligible.
Explore Your Options. Plan Your Next Step.
You’ll continue to Wisetack’s secure site to check your options.
Financing Disclosures
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
Financing is provided through Wisetack and its lending partners, not by Too Cool Air. Too Cool Air does not collect financial application information on this website.